Motor Truck Cargo

Motor Truck Cargo insurance is insurance designed to cover the liability of the motor carrier for destruction, damage, or other loss of the customer’s property being shipped. There are many different types and coverages of motor truck cargo available. It is important that motor carriers carefully vet the type of cargo coverage purchased from a licensed insurance agent.

Is Cargo Required?

There is no longer a federal mandate of cargo insurance for motor carriers who do not transport household goods. However, it is imperative that trucking companies purchase cargo insurance to adequately protect the goods transported. Many cargo insurance policies contain exclusions and deductibles which may limit insurance coverage. The typical coverage for a for-hire motor carrier is $100,000 but may increase based on commodities hauled and shipper or broker requirements.

• Debris Removal, Towing, Traffic Control & Security
• Reloading Expense
• Pollutant Clean Up
• Earned Freight Charges
• Fire Department Service Charges
• Loss Data Preparation
• Refrigeration Breakdown
• Non-Owned Container and Trailer Interchange
• Reusable Packing Containers
• Tarps, Chains and Moving Equipment

American Truck Insurance understands your needs to protect you from a cargo loss.  With billions of dollars of cargo crossing our nation’s highways each year, trucking carriers and owner-operators face enormous risks on every run. They assume a huge financial responsibility for the property they haul. Anything from an accident to theft, or a refrigeration breakdown, could result in serious financial loss.  Let us help you keep rolling with peace of mind, by providing a customized quote.