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Important information for your use of our website.
Important information for your use of our website
This Privacy Policy describes how your personal information is collected, used, and shared when you visit https://ati-ins.com (the “Site”), in emails, texts, online forms, other electronic messages between, third party vendors, public data sources, phone calls, in-person meetings, and information you share with D Ray & Associates LLC dba American Truck Insurance.
Cookies, Log Files, Beacons, Tags, Pixels and their use on this site
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as “Device Information.”
We collect Device Information using the following technologies:
• “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier.
• “Log files” track actions occurring on the Site and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
• “Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.
• In addition, if you pay your bill or make another form of financial transaction with the Site, we collect certain information from you, including your name, billing address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Purchase Information.”
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Purchase Information.
Why we collect your information and data
We strive to offer you outstanding service. We use data gathered from our Site, in person and electronic communications to continue offering excellent service. We intend to use visitor and client data for the following purposes.
• Create and administer your account profile with us to support and service your request
• Respond to your inquiries, comments and questions
• Analyze and improve our business offerings and customer service
• Personalize content and experiences
• Advertise, market, and promote our services and those of others
• Secure and protect our business
• Defend our legal rights
• Produce internal audits and reports, or for corporate governance and internal operations
• Comply with legal obligations
• Create new products and/or service
How we use your personal information
We use your Personal Information to communicate with you, provide support and service, process financial transactions, provide you with information, and/or advertising relating to our products or services.
We use Device Information that we collect to help us improve and optimize our Site (for example, by generating analytics about how visitors browse and interact with the Site and to assess the success of our marketing and advertising campaigns).
Information we may disclose to third parties
We may disclose the following kinds of information about you for us to do business:
• Information we receive from you on applications or other forms, such as your name, address, Social Security number, assets, income
• Information about your transactions with us, our affiliates, or others, such as your insurance coverage, premiums and payment history
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history
Third parties to whom we may disclose information
We may disclose your Personal Information to a third party for business purpose only. Our third-party affiliates, service providers, and successors to whom we disclose your Personal Information are required by law and/or contractual requirements to keep your Personal Information confidential and secure. These third parties may not use or disclose it except: 1) as reasonably necessary to perform the contract; 2) to provide services to you on our behalf, or on behalf of your employer or association 3) to comply with applicable law or regulation; or 4) as permitted by applicable law.
We may disclose non-public personal information about you to the following types of third parties
• Insurance entities, such as insurance carriers, intermediaries, risk management assessors, claims adjusters, service providers, insurance agencies and brokers, and wholesale brokers.
• Financial service providers, such as mortgage bankers, premium-finance companies and securities broker-dealers.
• Third-party vendors we may use to assist in providing services to you, including but not limited to those providing enrollment solutions, claims analytics, third party administration, benchmarking, human resources, employee benefits, etc.
• Data-analysis software companies, including but not limited to Salesforce and Google Analytics.
You can read more about how Google uses your Personal Information here:
You can also opt-out of Google Analytics here:
Behavioral advertising
As described above, we may use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. You may opt-out of targeted advertising by visiting:
Additionally, you can opt-out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal here:
Our practices regarding information confidentiality and data security
We are committed to protecting the security and privacy of your personal information. We maintain strict administrative, technical, and physical procedures to protect personal information against unauthorized access, theft and loss. While we attempt to protect your personal information in our possession, no method of transmission over the internet or security system is perfect, and we cannot guarantee that personal information will remain secure in all circumstances.
Children’s Privacy
Our services are not intended for use by children under 18 years of age. You should not provide us personal information of a child under 18 unless you are the child’s parent or guardian; if you provide any information of a child under 18, you hereby consent to our use of such personal information in connection with the Services. If we learn that we have collected personal information through our Services from a child under 18 without the consent of the child’s parent or guardian as required by law, we will delete it. Visit the Federal Trade Commission’s website to learn more about the Children’s Online Privacy Protection Act (COPPA).
Do not track
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
Data retention
When you interact with the Site, we will maintain your Personal Information for our records until you request us in writing to delete this information.
We do not sell
We do not sell your Personal Information to third parties.
SMS Consent
We do not sell your phone number nor share with third parties the consent to text
Changes to our policy
We may update this privacy policy from time to time to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.
Contact us
For more information about our privacy practices, if you have questions or if you would like to make a complaint, please contact us by email at or by mail using the details provided below:
American Truck Insurance
301 E Hwy 377, Granbury, TX 76048
